Vermont Paycheck Calculator

How to estimate your Vermont take-home pay in 2026

Vermont uses a progressive state income tax with rates from 3.35% to 8.75%, along with a state standard deduction and personal exemption. This calculator estimates your 2026 net pay after federal withholding, FICA payroll taxes, and Vermont state tax so you can plan monthly expenses and compare job offers with confidence.

Enter your annual salary or build it from hourly wages using our gross pay calculator. If you receive 26 paychecks per year, the biweekly pay calculator shows how gross and net amounts spread across the calendar. For federal tax details and dependent credits, see the income tax calculator and salary calculator.

What gets deducted from a Vermont paycheck

A typical Vermont W-2 paycheck includes three layers of mandatory withholding plus any voluntary deductions you elect through your employer:

• Federal income tax: Calculated from 2026 IRS brackets, your W-4 filing status, and qualifying child tax credits.
• FICA taxes: Social Security at 6.2% (capped at the 2026 wage base of $184,500) and Medicare at 1.45%, with an additional 0.9% on wages above $200,000 for single filers. Use our FICA tax calculator to isolate these amounts.
• Vermont state income tax: Progressive rates of 3.35%, 6.6%, 7.6%, and 8.75% applied to Vermont taxable income after state deductions and exemptions.

Pre-tax 401(k) contributions and HSA deposits reduce gross wages before Vermont taxable income is calculated, lowering overall withholding. Compare Vermont state tax in isolation with the state tax calculator.

How Vermont state tax is calculated

Vermont taxable income starts with gross wages after pre-tax deductions, then subtracts the Vermont standard deduction and personal exemption:

For 2026, Vermont standard deductions are $7,650 (single), $15,300 (married filing jointly), and $9,800 (head of household). Personal exemptions are $5,300 (single), $10,600 (joint), and $0 (head of household). State tax then applies within these brackets for single filers:

• $0 to $49,400: 3.35%
• $49,400 to $119,700: 6.6%
• $119,700 to $249,700: 7.6%
• Over $249,700: 8.75%

Worked example: $65,000 salary, single, biweekly, 5% 401(k)

Consider a single Vermont employee earning $65,000 per year, paid biweekly, contributing 5% to a traditional 401(k), with no dependents or health premium deductions:

1. Pre-tax 401(k): $65,000 x 5% = $3,250 per year
2. Gross after pre-tax: $65,000 - $3,250 = $61,750
3. Vermont taxable income: $61,750 - $7,650 (standard deduction) - $5,300 (personal exemption) = $48,800
4. Vermont state tax: $48,800 x 3.35% = $1,634.80 per year
5. Federal income tax: $5,230.00 on $45,650 federal taxable income
6. FICA: $4,972.50 on full $65,000 gross wages
7. Estimated net per paycheck: $1,919.72 biweekly after all withholdings

Neighboring New Hampshire has no state income tax on wages, so the same salary nets about $63 more per biweekly paycheck. For a similar progressive New England state, compare the Maine paycheck calculator or Massachusetts paycheck calculator.

Frequently asked questions