Oregon Paycheck Calculator

How to estimate your Oregon take-home pay in 2026

Oregon uses a progressive state income tax with rates from 4.75% to 9.9%, along with a state standard deduction. This calculator estimates your 2026 net pay after federal withholding, FICA payroll taxes, and Oregon state tax so you can plan monthly expenses and compare job offers with confidence.

Enter your annual salary or build it from hourly wages using our gross pay calculator. If you receive 26 paychecks per year, the biweekly pay calculator shows how gross and net amounts spread across the calendar. For federal tax details and dependent credits, see the income tax calculator and the salary calculator.

What gets deducted from an Oregon paycheck

A typical Oregon W-2 paycheck includes federal tax, FICA, state tax, and any voluntary deductions:

• Federal income tax: Calculated from 2026 IRS brackets, your W-4 filing status, and qualifying child tax credits.
• FICA taxes: Social Security at 6.2% (capped at $184,500 in 2026) and Medicare at 1.45%, with an additional 0.9% on wages above $200,000 for single filers. Use our FICA tax calculator to isolate these amounts.
• Oregon state income tax: Progressive rates from 4.75% to 9.9% applied to Oregon taxable income after the state standard deduction.

Oregon also has a statewide transit tax and local income taxes in some areas, but this calculator models state income tax withholding only.

How Oregon state tax is calculated

Oregon taxable income starts with gross wages after pre-tax deductions, then subtracts the Oregon standard deduction:

For 2026, Oregon standard deductions are $2,745 (single), $5,495 (married filing jointly and head of household). State tax then applies within these brackets for single filers:

• $0 to $4,300: 4.75%
• $4,300 to $10,750: 6.75%
• $10,750 to $125,000: 8.75%
• Over $125,000: 9.9%

Worked example: $65,000 salary, single, biweekly, 5% 401(k)

Consider a single Oregon employee earning $65,000 per year, paid biweekly, contributing 5% to a traditional 401(k), with no dependents and no health premium deductions:

1. Pre-tax 401(k): $65,000 x 5% = $3,250 per year
2. Gross after pre-tax: $65,000 - $3,250 = $61,750
3. Oregon taxable income: $61,750 - $2,745 (standard deduction) = $59,005
4. Oregon state tax: Progressive brackets applied to $59,005
5. FICA: Social Security and Medicare on the full $65,000 gross
6. Estimated net per paycheck: About $1,795.60 biweekly after all withholdings

Oregon vs. neighboring state tax burdens

Oregon sits among the higher-tax West Coast states. Compare your salary against the California paycheck calculator (progressive rates up to 12.3%), the Nevada paycheck calculator (no state income tax), and the Idaho paycheck calculator (flat 5.695% rate). Running the same inputs through each state calculator reveals how relocation affects your monthly budget.

Frequently asked questions