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Georgia Paycheck Calculator

Calculate your Georgia take-home pay after federal taxes, FICA, and GA 5.19% flat income tax. Free 2026 paycheck calculator for GA residents.

Pay details

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Net pay per paycheck

$1,883.29

Gross pay per paycheck

$2,500.00

Net annual income

$48,965.48

Paycheck breakdown

  • Take-home pay$48,965.4875.3%
  • Federal + FICA$10,202.5015.7%
  • Georgia state tax$2,582.034.0%

Annual tax breakdown

Federal income tax$5,230.00
Social Security$4,030.00
Medicare$942.50
Georgia state tax$2,582.03
Total tax withheld$12,784.53

Tax rates

Federal marginal rate12.0%
Georgia marginal rate5.2%
Effective tax rate19.7%
Federal brackets, standard deductions, FICA rates, and Georgia tax tables reflect the 2026 tax year. Actual paycheck withholding depends on your W-4, local taxes, and employer payroll settings.
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How the Georgia paycheck calculator works

Georgia uses a flat 5.19% state income tax rate on taxable wages. This calculator estimates your 2026 take-home pay after federal withholding, FICA payroll taxes, and Georgia state tax. Enter your annual salary, pay frequency, filing status, dependents, and pre-tax deductions. All calculations run locally in your browser.

For a full federal tax breakdown across all brackets, open the income tax calculator. To isolate Social Security and Medicare amounts, use the FICA tax calculator. To compare with a no-income-tax state, see the Alaska paycheck calculator. For neighboring North Carolina flat tax at 3.99%, try the North Carolina paycheck calculator.

What gets withheld from a Georgia paycheck

A typical Georgia W-2 paycheck includes federal tax, FICA, state tax, and any voluntary deductions:

  • Federal income tax: Calculated from 2026 IRS brackets, your W-4 filing status, and qualifying child tax credits.
  • FICA taxes: Social Security at 6.2% (capped at the 2026 wage base of $184,500) and Medicare at 1.45%, with an additional 0.9% on wages above $200,000 for single filers.
  • Georgia state income tax: A flat 5.19% applied to Georgia taxable wages after the state standard deduction and pre-tax retirement contributions.

Georgia flat tax formula

Georgia taxable income starts with gross wages, subtracts pre-tax 401(k) contributions, then applies the state standard deduction ($12,000 single, $24,000 married filing jointly, $18,000 head of household):

GA Taxable=max⁡(0, Gross−Pre-tax 401(k)−GA Standard Deduction)\mathrm{GA\ Taxable} = \max(0,\ \mathrm{Gross} - \mathrm{Pre\text{-}tax\ 401(k)} - \mathrm{GA\ Standard\ Deduction})
GA State Tax=GA Taxable×5.19%\mathrm{GA\ State\ Tax} = \mathrm{GA\ Taxable} \times 5.19\%

Net pay combines federal, state, and FICA withholdings:

Net Pay=Gross−Pre-tax−Federal Tax−FICA−GA Tax\mathrm{Net\ Pay} = \mathrm{Gross} - \mathrm{Pre\text{-}tax} - \mathrm{Federal\ Tax} - \mathrm{FICA} - \mathrm{GA\ Tax}

Worked example: $65,000 salary, single, bi-weekly, 5% 401(k)

A single Georgia employee earning $65,000 per year, paid bi-weekly, contributing 5% to a traditional 401(k), with no dependents:

  1. Pre-tax 401(k): $65,000 x 5% = $3,250 per year.
  2. Georgia taxable wages: $65,000 - $3,250 - $12,000 (state standard deduction) = $49,750.
  3. Georgia state tax: $49,750 x 5.19% = $2,582.03 per year.
  4. Federal taxable income: $61,750 after 401(k) minus $16,100 federal standard deduction = $45,650.
  5. Estimated net per paycheck: About $1,883.29 bi-weekly after all withholdings.

The biweekly pay calculator shows how gross and net amounts spread across 26 paychecks. The salary calculator converts between hourly wages and annual compensation. For overtime earnings, try the Georgia overtime calculator.

Frequently asked questions

What is the Georgia state income tax rate for 2026?
Georgia applies a flat 5.19% state income tax on taxable wages. The rate does not increase at higher income levels.
Does Georgia allow local income taxes?
Georgia does not permit city or county income taxes. Your state withholding rate is the same statewide.
Do 401(k) contributions reduce Georgia state tax?
Yes. Traditional 401(k) deferrals lower Georgia taxable wages and reduce state withholding. They do not reduce FICA taxes.
What tax year does this calculator use?
Federal brackets, standard deductions, FICA limits, and Georgia state rates reflect the 2026 tax year.
Why might my actual paycheck differ?
Your employer may use different rounding, include garnishments or benefits not modeled here, or follow W-4 withholding tables that differ from your annual liability.
Are the results stored on a server?
No. All math runs in your browser. Changing inputs updates the page URL so you can share your scenario.

Resources and references

The formulas and methods in this calculator were checked against these independent sources.